
CREDITBAY.COM
Tel: 909.276.5881

Non Bank Lender – Private Money
Instant Rate Quotes in Minutes!
Fix and Flip Rates as low as 6.99%*
30-Year Fixed Rental Rates as low as 4.99%*
Fix & Flip Loans
12-Month Interest Only Loans for the Purchase and Rehab of 1-4 Unit Properties
Commercial
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100% Cash Out No Restrictions
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Lowest Deposit fee in the industry $500
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Higher LTV's - Up to 80% on all property types
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More rate and term options
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5,7, and 10yr ARMs
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30 yr Fixed
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Fully amortizing up to 30 yrs
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Low DSCR 1.15
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Low occupancies up to 75%
New Construction
Up to 24-Month Interest Only Loans for Construction of Single Family and Multifamily Properties
Fix & Flip Loans
12-Month Interest Only Loans for the Purchase and Rehab of 1-4 Unit Properties
New Construction
Up to 24-Month Interest Only Loans for Construction of Single Family and Multifamily Properties
Direct
Invoice Pay
We pay you or your contractors directly and handle all 1099 and tax compliance matters. If you are manageing the job we pay your directly
Commercial
-
100% Cash Out No Restrictions
-
Lowest Deposit fee in the industry $500
-
Higher LTV's - Up to 80% on all property types
-
More rate and term options
-
5,7, and 10yr ARMs
-
30 yr Fixed
-
Fully amortizing up to 30 yrs
-
-
Low DSCR 1.15
-
Low occupancies up to 75%
Auction
Financing
Ideal for live auction purchases
With cash available prior to Probate, trustee sales and County courtyard step judicial foreclosure auctions.
NationWide
National buying power
Access our discounts on materials and services available only to a nationwide company.
Fast Approval
Consistent, fast funding
Approval and wired funds for your project within hours.
ABOUT US
“We set out to create a lending company that was focused on the customer experience first”
—Tom Green,
In 1991, Tom Green and Montasser Kouhssari founded Creditbay.com in response to their frustrations felt towards the banks’ disinterest in providing funding for investors and the unreliability and overly expensive reality of hard money lenders. With Mr. Green’s skills and experience in creating world-class organizations, coupled with Mr. Kouhssari’s background in technology and finance, Creditbay.com was born. As a direct private real estate lender, Creditbay.com was created to focus on the customer first and foremost, with the overall goal of providing them with a faster and easier way to apply and receive approval for their loans so their real estate investments can grow.