“We set out to create a lending company that was focused on the customer experience first”

—Tom Green, 

In 1991, Tom Green and Montasser Kouhssari founded Creditbay.com in response to their frustrations felt towards the banks’ disinterest in providing funding for investors and the unreliability and overly expensive reality of hard money lenders. With Mr. Green’s skills and experience in creating world-class organizations, coupled with Mr. Kouhssari’s background in technology and finance, Creditbay.com was born.  As a direct private real estate lender, Creditbay.com was created to focus on the customer first and foremost, with the overall goal of providing them with a faster and easier way to apply and receive approval for their loans so their real estate investments can grow.