Non Bank Lender – Private Money

Instant Rate Quotes in Minutes!

Fix and Flip Rates as low as 6.99%*  

30-Year Fixed Rental Rates as low as 4.99%*

DEVELOPING INNOVATIVE STRATEGIES

ACHIEVING GROWTH

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Fix & Flip Loans

 

12-Month Interest Only Loans for the Purchase and Rehab of 1-4 Unit Properties

Commercial

 

  • 100% Cash Out No Restrictions

  • Lowest Deposit fee in the industry $500

  • Higher LTV's - Up to 80% on all property types

  • More rate and term options

    • 5,7, and 10yr ARMs

    • 30 yr Fixed

    • Fully amortizing up to 30 yrs

  • Low DSCR 1.15

  • Low occupancies up to 75%

Rental

 

30-Year Term Single Asset and Portfolio Loans for 1-4 Unit Properties

MultiFamily

 

Up to 36-Month Interest Only Bridge Loans for Multifamily Properties

 

New Construction

Up to 24-Month Interest Only Loans for Construction of Single Family and Multifamily Properties

 

Fix & Flip Loans

 

12-Month Interest Only Loans for the Purchase and Rehab of 1-4 Unit Properties

Rental

 

30-Year Term Single Asset and Portfolio Loans for 1-4 Unit Properties

MultiFamily

 

Up to 36-Month Interest Only Bridge Loans for Multifamily Properties

 

New Construction

Up to 24-Month Interest Only Loans for Construction of Single Family and Multifamily Properties

 

Direct
Invoice Pay

 

We pay you or your contractors directly and handle all 1099 and tax compliance matters. If you are manageing the job  we pay your directly

Commercial

 

  • 100% Cash Out No Restrictions

  • Lowest Deposit fee in the industry $500

  • Higher LTV's - Up to 80% on all property types

  • More rate and term options

    • 5,7, and 10yr ARMs

    • 30 yr Fixed

    • Fully amortizing up to 30 yrs

  • Low DSCR 1.15

  • Low occupancies up to 75%

Auction
Financing

 

Ideal for live auction purchases

 

With cash available prior to Probate, trustee sales and County courtyard step judicial foreclosure auctions.

NationWide

 

National buying power

 

Access our discounts on materials and services available only to a nationwide company.

 

Fast Approval

Consistent, fast funding

 

Approval and wired funds for your project within hours.

 

ABOUT US

“We set out to create a lending company that was focused on the customer experience first”

—Tom Green, 

In 1991, Tom Green and Montasser Kouhssari founded Creditbay.com in response to their frustrations felt towards the banks’ disinterest in providing funding for investors and the unreliability and overly expensive reality of hard money lenders. With Mr. Green’s skills and experience in creating world-class organizations, coupled with Mr. Kouhssari’s background in technology and finance, Creditbay.com was born.  As a direct private real estate lender, Creditbay.com was created to focus on the customer first and foremost, with the overall goal of providing them with a faster and easier way to apply and receive approval for their loans so their real estate investments can grow.

CONTACT US

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521 2nd Ave Suite B

Upland CA 91786

909-276-5881

 

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